The Rise of ESG Investing: What You Need to Know
ESG (Environmental, Social, Governance) investing has grown from niche to mainstream, with global ESG assets expected to hit $53 trillion by 2025. Investors are increasingly prioritizing companies with strong sustainability practices, ethical labor policies, and transparent governance. This trend reflects a shift toward purpose-driven wealth building.
How to Build an Emergency Fund (And Why You Need One)
An emergency fund acts as a buffer against unexpected expenses like medical bills, car repairs, or job loss. Without savings, many people resort to high-interest debt, worsening their financial strain. Experts recommend saving 3–6 months’ worth of living expenses, but even a small starter fund can make a difference.
Why Life Insurance is Essential for Financial Security
Life insurance provides critical financial protection for your loved ones in case of unexpected events. It ensures that your family can maintain their standard of living by replacing lost income, covering daily expenses, and even funding future goals like education. Without it, surviving family members may struggle with debt or drastic lifestyle changes.
5 Smart Investment Strategies for Beginners
Investing can seem overwhelming, but starting with the right strategies can set you up for success. One of the best approaches is dollar-cost averaging, which involves investing a fixed amount regularly to reduce market timing risks. Another key strategy is diversification, spreading your investments across stocks, bonds, and real estate to minimize risk. For beginners, index funds and […]
Insurance 101: What Every Canadian Should Know About Protecting Themselves
Life insurance provides critical financial protection for your loved ones in case of unexpected events. It ensures that your family can maintain their standard of living by replacing lost income, covering daily expenses, and even funding future goals like education. Without it, surviving family members may struggle with debt or drastic lifestyle changes.
Beyond income replacement, life insurance helps cover outstanding debts such as mortgages, car loans, or medical bills. This prevents your family from inheriting financial burdens during an already difficult time. Policies can also be structured to support estate planning, offering tax advantages and ensuring smooth wealth transfer.
Investment Basics for Canadians: Building Your Portfolio Step-by-Step
Investing can seem complex, but starting with the basics will empower you to make informed choices. This guide breaks down key concepts to help you begin your investment journey in Canada.
Beginner’s Guide to Investing in Canada: What You Need to Know Before You Start
Starting your investment journey might feel intimidating at first, but it’s more accessible than ever — even if you have limited funds or no financial background. In this guide, we’ll break down the basics of investing in Canada and how you can get started confidently.
A Beginner’s Guide to Financial Basics in Canada: Insurance, Investment & Beyond
If you’re new to Canada’s financial world and want to understand the core basics of investing, insurance, and budgeting, this guide is for you. We’ll cover essential concepts and basic tools every Canadian should know to build a stable financial future.
Manulife’s Strategic Growth in the Canadian Insurance Market
Introduction Manulife Financial Corporation is one of Canada’s leading insurance and wealth management companies, with a long history dating back to 1887. Recently, Manulife has focused on expanding its digital offerings and sustainable investment products to meet evolving customer needs. Recent Developments In 2024, Manulife announced the launch of its new digital platform, enabling customers […]
Top Financial and Insurance News in Canada: What You Need to Know This Week
Stay up-to-date with the latest developments in Canada’s financial and insurance sectors. From regulatory updates to market shifts, here’s a quick roundup of what matters this week.